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Why You Need a Personal Property Inventory
Cole Robinson

Having a current and detailed personal property inventory is crucial for anyone wanting peace of mind in the face of unexpected events. Whether it's a natural disaster, theft, or the hassle of making an insurance claim, knowing exactly what you own can save you a lot of trouble and stress. Thankfully, modern technology has simplified this process significantly.

Start with the Basics

Creating a personal property inventory is a lot easier than it might seem. Armed with just a smartphone, you can launch this project in no time. Begin by conducting a thorough video walkthrough of your home. As you record, narrate details such as the item's description, model, serial number, manufacturer, cost, and purchase date. The more details you include, the better. This ensures nothing is overlooked.

Capture Photographic Evidence

After completing the video walkthrough, switch to still photography to capture every room from multiple angles. Don't forget to document everything—light fixtures, flooring, and even items tucked away in dressers, cabinets, and closets. Pay particular attention to valuables like jewelry, silverware, or any collections you own.

Document High-Ticket Items

It's advisable to take photos of receipts, warranties, and instruction manuals for your high-ticket items. This step is especially important for items that may need special insurance or hold significant value.

Secure Storage

Now that you've gathered your digital records, you'll want to ensure they are stored securely. Cloud-based storage services like iCloud or Google Photos offer easy access and safekeeping, so consider uploading your videos and photos there.

Beyond aiding in insurance claims, a personal property inventory can also simplify estate planning and management. The peace of mind that comes with knowing you're prepared for unexpected events is invaluable. So, don't procrastinate; start your inventory today and encourage friends and family to do the same. Sharing the importance of personal property inventories might just help someone else out in the long run.

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